Earn Extra Money For the Holidays – 10 Ways to Boost Your Gift Budget
It’s hard not to break out the credit cards during the holidays when you don’t have any extra money to buy gifts. Budgeting and planning ahead of time for Christmas gift shopping is the key to staying...
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What is a Good Debt to Income Ratio?
A common question amongst potential home buyers is what a good debt to income ratio for the loan underwriting process. As important as this question is for home buyers (or those looking to refinance...
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Should You Use a Job Offer to Negotiate a Raise?
Using a job offer to negotiate a raise from your current employer is hardly an unusual strategy. Some employers won’t give a significant raise unless they’re forced to by the prospect of an employee...
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Earning More and Spending Less to Pay Down Debt
When it comes to paying down debt, people often focus on finding ways to cut spending. Others try to find ways to earn more money. In truth, in trying to payoff debt – especially if it’s a large amount...
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Why Income Security is the New Job Security
Until about a decade or so ago, employees were heavily concerned with job security. It’s not that that’s no longer a concern – it’s just that it’s so much harder to come by now. For this reason, income...
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How to Start a Business Without Quitting Your Job
A lot of people would like to start a business, but not if it means quitting their job. If you’ve never been an entrepreneur, it can be scary. While a job promises a steady paycheck and usually...
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